Terms & Conditions
These Terms govern your use of the MaxiMoney application and website, operated by MaxiMoney Technologies Pvt. Ltd. (“MaxiMoney”, “we”, “us”). By using our services you agree to these Terms. Please read them alongside our Privacy Policy and Refund Policy.
1. Who we are
MaxiMoney is a personal-finance optimisation platform. We surface insights and connect you with regulated partners (banks, insurers, distributors). We are not a bank, lender or insurer ourselves.
2. Eligibility
You must be 18+ and a resident of India with a valid PAN to use MaxiMoney. You agree to give accurate information and keep your login secure.
3. Our fee
Your first full review costs ₹100, which is fully refundable per our Refund Policy. We do not charge commissions on the advice we give and we are not paid to prefer one partner over another.
4. What we do and don’t promise
Our estimates (savings, rates, cover) are indicative and depend on partner approval and your documents. Final terms always come from the partner. We do not guarantee any specific outcome, rate or approval.
5. Your responsibilities
You approve every action. You are responsible for the decisions you make using our insights and for reviewing partner terms before you accept them.
6. Consents & data
By linking an account you authorise us to fetch the relevant data (e.g. a soft credit check that never affects your score) solely to generate your recommendations. You can withdraw consent anytime.
7. Liability & changes
To the extent permitted by law, MaxiMoney is not liable for indirect losses arising from partner decisions. We may update these Terms; material changes will be notified in-app.
This is a plain-language summary for product purposes and is not a substitute for the full legal agreement, which our team can provide on request at legal@maximoney.app.